Ever wondered what home insurance gets used for? Well, we put together the infographic below to highlight the most expensive homeowners insurance claims in the United States from 2005-2009 (data source: ISO via III.org).

So the next time you are paying your home insurance premium, remember that it has many uses – including covering you for some things that you might not expect, such as medical payments and even credit card fraud.

Have you ever had to file a homeowners insurance claim? If so, please let us know about it in the comments!

Please feel free to share this image (here’s a high resolution version too) wherever you wish!