Most people don’t like to think too hard about insurance. After all, it’s not the most exciting topic, and sometimes it can be downright confusing. If you’re looking for car insurance discounts, it’s worth the time and effort to determine the coverage you need and then start researching the discounts available. Some discounts are well known and advertised but others may require a little digging around in order to reap their benefits.

If you’re not taking advantage of the most common discounts, you should start now.

Multiple Vehicle

Insuring multiple vehicles with the same company can reduce your premium. There are rules about vehicles and drivers, but all drivers living in the same home should be able to meet the criteria.

Multiple Policy

If you are a homeowner or a renter you can also save by combining your policies with one insurance provider.

Lifestyle Discounts

Seniors, students and retired people may all be eligible for money off their auto insurance policy. Certain groups and professions can also qualify for discounts from some insurance companies. Engineers, military personnel, sports associations, national clubs or college alumni associations can get you more discounts.

Driving Discounts

If you don’t drive much, or if you maintain a good driving record, you can qualify for a discount from some insurance carriers for five years of accident-free driving.

Payment Discounts

You can also save just by paying your bill online and paying your full premium upfront. Paying up front can actually make you more money than putting that premium in the bank would.

Keep on Top of Your Rates

Insurance rates are always fluctuating, so it’s important to review your policy and shop around for car insurance discounts.

Every six months, you should run a quick review of available car insurance rates to be sure you are still getting a good deal. Answer Financial makes it easy to compare top companies, so you don’t need to spend hours sorting through rates and policies. Just call our award-winning service center at 1-800-258-5101 or visit our website at www.answerfinancial.com

Answer Financial is one of the largest online auto and home insurance agencies in the U.S., with over 2.4 million vehicles and homes insured. We serve all fifty states and can help you review your insurance needs with an eye towards consolidating policies and getting you the lowest rate possible.

Who is Answer Financial?

As one of the nation’s largest and most reputable auto & home insurance agencies, Answer Financial has insured nearly 5 million homes and vehicles. We work with 40+ top-rated carriers to save our customers an average of $565 a year on insurance.*

Answer Financial can help you compare, buy and often save the smart way on insurance. So before you shop, remember to rely on your insurance experts to find you the right insurance plan for your needs and budget.