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About Universal

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Universal Property & Casualty Insurance Company (UPCIC) began in Florida in 1997 and currently provides coverage across 19 states. Offerings include insurance for homeowners, renters, condos and landlords through its network of independent agents.

Prioritizing customers payments.

Universal’s Fast Track crew is equipped to process and pay claims on the spot. When disaster strikes, it helps customers get back on track as quickly as possible.

An insurance company that cares.

Universal is here to help its customers. From natural disasters to unexpected occurrences, Universal is ready and cares about getting its customers’ lives back on track.

Here to stay.

Universal is a time-tested and resilient property insurer with over 20 years of experience. As one of the longest-standing property insurance providers in Florida, its catastrophe experience is extensive. It’s taking everything learned to bring superior coverage and customer service to new states.

Care for the community.

Universal Property & Casualty Insurance Company is committed to empowering and giving back to the communities it serves through its Universal Cares initiative. Since its founding, Universal has felt a responsibility to change things for the better.

“I am amazed at how quick and easy the process was to get new insurance.”

— Ronald S., Antioch, IL Purchased Auto Insurance and reported savings of $400

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