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It's Only a Matter of Time

Are you protected with earthquake insurance coverage?

According to seismologists, it’s not “if” but “when” the next big earthquake will hit California. Make sure you’re protected with earthquake insurance coverage.

  • Typically, homeowners insurance policies exclude earthquake damage.

  • You’ll want to protect your personal items, too, as they can also be damaged or destroyed during an earthquake.

  • You’ll have the protection you need from a company you can trust.

How do I know I can trust the company?

The earthquake protection offered here is from reputable insurance companies licensed and approved by the California Department of Insurance.

Each company has been carefully reviewed and examined before being accepted in order to be protected.

In California, it’s only a matter of time before everything starts to shake, rattle and roll. Spend a few minutes now and make sure you’re protected.

Isn’t it expensive?

True, the coverage in California cost more than in other places where earthquakes aren’t as frequent. But consider the cost of repairing, rebuilding or replacing your home and all the things you have in it because of an earthquake. Remember, your homeowners insurance won’t cover it. So every penny would have to come out of your own pocket. And it might be months before any government funds would be available. When you weigh the negatives against the cost, earthquake insurance becomes much more affordable and makes a lot of sense.

What about the deductible?

The deductible amount you choose affects how much you pay for your premium; many people choose a high deductible in order to pay a lower premium. The deductible represents the amount of out-of-pocket cost you will be required to pay in the event of a covered loss, the insurance company will be responsible to pay the remaining costs up to the limits covered under your policy. You should think about your financial resources and choose a deductible that is right for your personal situation.

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